Insurance Disputes – Bad Faith Insurance Claims
Insurance Disputes
It is becoming more and more difficult for individuals and businesses to recover benefits from insurance companies under their own policies. Individuals and Businesses in Texas pay some of the highest insurance rates in the county, yet when the time comes and you need your insurance company to help you out of a difficult position it can be very difficult to get hem to treat you fairly.
Insurance disputes and the denial of a claim under an insurance policy can have a devastating effect on you and your finances and hiring an attorney may be your only option if your claim has been improperly denied. The Texas Insurance Code contains a number of things that your insurance company is required to do and some things they cannot do or they run the risk of having their actions be interpreted as having been in bad faith. If your insurance company treats you unfairly and acts in bad faith you have the right under Texas Law to seek compensation.
Bad Faith Insurance Claims
Under the Texas Insurance Code, insurance companies have an obligation to investigate and respond to insurance claims within a specified time. If you filed an insurance claim and your insurance company has not responded or if you believe your insurance company wrongly denied your claim, you may have a bad faith insurance claim against the insurance company and should contact our office. Bad faith insurance claims can include:
- Failure to promptly reply to an insurance claim
- Attempts to settle for less than the policyholder is entitled to receive
- Failure to settle insurance claims
- Failure to properly and adequately investigate the claim
- Threats or harassment of the insured
- Failure to make payments after settlement
If you are involved in an insurance dispute or believe you have a bad faith insurance claim, contact us today to discuss how we can help.
